Darren Ginders
BA Hons. (Econ), DipPFS
After completing a degree in Economics, I embarked upon a career in banking. Having found this world of traditional banking too staid, I joined the financial advice profession as an Adviser in December 1990. My career subsequently went to a higher level, when I joined the St. James's Place Group in February 2000. From this early stage, I could see that St. James's Place was at the pinnacle of the profession.
About
Having had a varied career in the profession, spanning compliance, sales management and business acquisitions & consultancy, I decided to apply all of my accumulated knowledge and create a highly focused and value-adding advice strategy.
Constantly maintaining and developing my knowledge and skills in the profession, I have also undertaken studies in many aspects of the area of personal development, including neuroscience, quantum mechanics and Neuro Linguistic Programming (NLP). All of this is with the aim of helping myself and those around me, to be the happiest, healthiest and most successful they can be.
Furthermore, I have extensive knowledge in the arena of both domestic and international economics and the workings of the major asset markets. In short, I can assist clients to make sense of the economics of the current environment and to help them to take appropriate steps in order for them to thrive.
I live in South Cheshire and have a daughter, the wonderful Annabel. I have a varied array of interests and my sporting passion is golf.
Testimonials
I have known Darren for over 20 years. I have always been impressed by his very sound understanding of all matters pertaining to financial advice and indeed, the wider business environment. I believe that it would be a shrewd decision for a client to appoint him as their adviser, as this wil...
While starting from an initial position of deep cynicism (based upon past experiences) I stand up as a huge fan of the progress made to my family wealth management. A tremendous combination of investment, pension, and tax advice from Ginders Wealth Management has generated outstanding performance...
Past performance is not indicative of future performance.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
When we think about Darren we’re reminded of the Advertising Standards Authority’s strapline “Legal, Decent, Honest & Truthful”. He’s good to do business with and always makes us feel as though he has our best interests at heart.
Darren is very good at explaining the merits of differen...
Past performance is not indicative of future performance.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
*Will writing involves the referral to a service that is separate and distinct to those offered by St. James's Place and are not regulated by the Financial Conduct Authority.
I have worked with Darren for a number of years now. I have found him to be a proactive and pragmatic adviser who is always willing to go the extra mile for his clients. He also truly values the contributions made by other professionals, and has sufficient breadth of knowledge of other discipline...
Darren's depth of knowledge of personal finance, pensions and investment has been a great help to me in my transition into retirement. He reviews finances as a complete picture, providing an objective assessment of options for future planning. He provides information and guidance in the changing ...
After a full career in finance, I’d been lucky enough to put money aside for retirement. The trouble was, there was no strategy or structure to how I had been saving.
On leaving work, Darren was referred to me by a friend and we met for a ‘short’ preliminary chat. Very quickly Darren highl...
Management of your personal wealth is not just about the money. It's also about family, health and the future. Darren's deep knowledge on pensions, finance and investments is invaluable in understanding and completing the processes. What is of equal value is his insight and advice on other import...
As is often the case with busy professional couples, thinking through and then implementing financial and legal strategies for your family takes second place to ‘work’.
Fiona and I have found that Darren takes his long term duties to make sure we maintain a healthy balance in this area ver...
Darren has been providing financial advice to my wife and I for well over a year now. In that time he has helped us significantly move forward with our wills*, pensions and investment planning. Darren has tremendous experience and knowledge of personal finance and provides resources and expertise...
We have never looked back since Darren has taken us on as a client. We never knew what we didn’t have until now. Darren has very quickly become a trusted adviser for us, across a number of matters. He takes a customer lead approach and offers considered advice that is steeped with empathy and can...
My wife and I approached financial advice with a high degree of suspicion. Darren raised the bar even higher for himself when he explained the difference between a financial adviser and a wealth manager. To Darren’s credit he has demonstrated a comprehensive knowledge, offering advice on a wide r...
Darren always takes a holistic approach to the financial advice he offers which we have found to be a refreshing approach. We are very happy that Darren has quickly understood our situation, and our aims and wishes, and suggested solutions that are tailored to us in particular and are not generic...
From the first point of contact we have always found Darren to be extremely knowledgeable and supportive in packaging investment, pensions and tax advice to meet our families' wealth management goals. We value his objectivity, positivity and overall professional approach to the advice he has giv...
St. James's Place advisers are self-employed with varying, differing skills so don't be afraid to approach more than one before committing yourself. Listen and determine what your objectives are. From my point of view, I sought 2 key elements: Sound IHT planning going forward whilst growing our c...
I originally had an IFA for 12 years and considered they were doing a good job. I had no intention of looking for a new Adviser. However, I heard Darren speak at an event; I was impressed and thought there was no harm in getting a second opinion. Thank goodness I did! I have since moved all my mo...
Darren takes the time to get to know you, your family and your family goals before offering products or solutions. Taking this whole-life approach, he is able to fully customise to my needs across pensions, investments and taxation. The proof of the pudding is, of course, in the eating and I must...
Like a lot of people with a corporate career I hadn't concerned myself enough to check if my various pension plans were performing optimally. With recent tax regulations concerning pension contributions I sought to ask Darren for advice. He has been extremely helpful to us as a family, going out ...
I have dealt with Darren on a number of matters, he has always been approachable and has dealt with my clients proactively and has suggested numerous suggestions to resolve their problems. One of Darren's key strengths is that he is willing to work collaboratively with me and other professional a...
I have known Darren for over 20 years. I have always been impressed by his very sound understanding of all matters pertaining to financial advice and indeed, the wider business environment. I believe that it would be a shrewd decision for a client to appoint him as their adviser, as this wil...
While starting from an initial position of deep cynicism (based upon past experiences) I stand up as a huge fan of the progress made to my family wealth management. A tremendous combination of investment, pension, and tax advice from Ginders Wealth Management has generated outstanding performance...
Past performance is not indicative of future performance.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
When we think about Darren we’re reminded of the Advertising Standards Authority’s strapline “Legal, Decent, Honest & Truthful”. He’s good to do business with and always makes us feel as though he has our best interests at heart.
Darren is very good at explaining the merits of differen...
Past performance is not indicative of future performance.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
*Will writing involves the referral to a service that is separate and distinct to those offered by St. James's Place and are not regulated by the Financial Conduct Authority.
I have worked with Darren for a number of years now. I have found him to be a proactive and pragmatic adviser who is always willing to go the extra mile for his clients. He also truly values the contributions made by other professionals, and has sufficient breadth of knowledge of other discipline...
Darren's depth of knowledge of personal finance, pensions and investment has been a great help to me in my transition into retirement. He reviews finances as a complete picture, providing an objective assessment of options for future planning. He provides information and guidance in the changing ...
After a full career in finance, I’d been lucky enough to put money aside for retirement. The trouble was, there was no strategy or structure to how I had been saving.
On leaving work, Darren was referred to me by a friend and we met for a ‘short’ preliminary chat. Very quickly Darren highl...
Management of your personal wealth is not just about the money. It's also about family, health and the future. Darren's deep knowledge on pensions, finance and investments is invaluable in understanding and completing the processes. What is of equal value is his insight and advice on other import...
As is often the case with busy professional couples, thinking through and then implementing financial and legal strategies for your family takes second place to ‘work’.
Fiona and I have found that Darren takes his long term duties to make sure we maintain a healthy balance in this area ver...
Darren has been providing financial advice to my wife and I for well over a year now. In that time he has helped us significantly move forward with our wills*, pensions and investment planning. Darren has tremendous experience and knowledge of personal finance and provides resources and expertise...
We have never looked back since Darren has taken us on as a client. We never knew what we didn’t have until now. Darren has very quickly become a trusted adviser for us, across a number of matters. He takes a customer lead approach and offers considered advice that is steeped with empathy and can...
My wife and I approached financial advice with a high degree of suspicion. Darren raised the bar even higher for himself when he explained the difference between a financial adviser and a wealth manager. To Darren’s credit he has demonstrated a comprehensive knowledge, offering advice on a wide r...
Darren always takes a holistic approach to the financial advice he offers which we have found to be a refreshing approach. We are very happy that Darren has quickly understood our situation, and our aims and wishes, and suggested solutions that are tailored to us in particular and are not generic...
From the first point of contact we have always found Darren to be extremely knowledgeable and supportive in packaging investment, pensions and tax advice to meet our families' wealth management goals. We value his objectivity, positivity and overall professional approach to the advice he has giv...
St. James's Place advisers are self-employed with varying, differing skills so don't be afraid to approach more than one before committing yourself. Listen and determine what your objectives are. From my point of view, I sought 2 key elements: Sound IHT planning going forward whilst growing our c...
I originally had an IFA for 12 years and considered they were doing a good job. I had no intention of looking for a new Adviser. However, I heard Darren speak at an event; I was impressed and thought there was no harm in getting a second opinion. Thank goodness I did! I have since moved all my mo...
Darren takes the time to get to know you, your family and your family goals before offering products or solutions. Taking this whole-life approach, he is able to fully customise to my needs across pensions, investments and taxation. The proof of the pudding is, of course, in the eating and I must...
Like a lot of people with a corporate career I hadn't concerned myself enough to check if my various pension plans were performing optimally. With recent tax regulations concerning pension contributions I sought to ask Darren for advice. He has been extremely helpful to us as a family, going out ...
I have dealt with Darren on a number of matters, he has always been approachable and has dealt with my clients proactively and has suggested numerous suggestions to resolve their problems. One of Darren's key strengths is that he is willing to work collaboratively with me and other professional a...
I have known Darren for over 20 years. I have always been impressed by his very sound understanding of all matters pertaining to financial advice and indeed, the wider business environment. I believe that it would be a shrewd decision for a client to appoint him as their adviser, as this wil...
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
